| The MCCSN Merchant
Account Kit |
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Super 8 Hotel and Best Western Hotel
in Morris, IL,
and the Howard Johnson Hotel, in the heart of Manhattan,
needed to set up merchant accounts. They called Merchants' Choice Card Services Nationwide who established
a more efficient system that accelerated processing
time, reduced costs, and improved customer service.
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| The Merchant Account Kit contains
everything the merchant needs to get established quickly and
effectively. The company helps retailers determine requirement, compare
offerings, then offers a proposal that optimizes cash flow while
protecting the privacy of the consumer. |
Merchant Kit Contains:
- Card application forms for VISA, MasterCard,
American Express, and Discover Card
- Analysis and evaluation of products and services
that help you select the right program for your transactions
- Special e-commerce capability, with real-time
processing option
- Integration with current website
- Integration with overall marketing program
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Learn About Some of the Inside
Tricks That Others May Not Reveal
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- High Sale Limit
Based on information you provide, processing banks set a limit on
your highest sale amount. This should be taken into
consideration when applying.
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- Address Verification
When the credit card transaction is mid-qualified, (i.e. the card is
not present during the transaction, as in mail, telephone, internet,
etc.), and the card cannot be read electronically by an
authorization terminal but are manually entered, such transactions
are adjusted to compensate for the higher security risk. Some
merchant banks discourage this sort of business all together; ours
do not. AVS is available for merchants who submit their
transactions either using authorization software such as PC
Authorize or IC Verify or any compatible point-of-sale terminals.
By including the cardholder's billing address and zip code
(not their home or shipping address), along with the required credit
card details, you can verify if the information matches the billing
data on file with the issuing bank. The savings using address
verification are nearly 25% of the processing fee (discount rate)
charged for non-qualified sales.
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- Business Practices
Other business practices such as your return policy and delivery
method can help limit your liability and reduce chargebacks. MCCSN has the industry expertise to assist you with these decisions.
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